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Affordable Care Act Answers

Does My Health Insurance Work Outside Of The United States?

Most health plans do not cover medical services outside of the United States.

03/20/2014

Who Can I Contact With Problems About My Insurer?

Under the Affordable Care Act, consumers have the right to appeal decisions made by their health insurance company.

03/20/2014

Does My Health Insurance Cover Mental Illness Care?

Almost all health insurance policies are now required to cover mental illness care under the Affordable Care Act.

03/12/2014

Does My Health Insurance Cover Substance Abuse Treatment?

Almost all health insurance policies are now required to cover substance abuse treatment under the Affordable Care Act.

03/12/2014

What Should I Do If My Insurer Denies A Claim?

If your insurer denies a claim, you have two options for appeal: internally with the insurance company and externally with the government.

03/12/2014

Are Prescription Drugs Covered Under My Health Insurance?

Under the Affordable Care Act, most health insurance policies must cover prescription drugs.

03/12/2014

Can I Pay For Contacts Or Glasses With My Health Insurance?

Some insurance plans may include coverage for contacts and glasses, though most don’t.

03/12/2014

What Is The Difference Between Co-Insurance And Co-Payments?

Co-insurance and co-payments are different forms of cost sharing between you and your insurance company.

03/06/2014

What Is The Difference Between An HMO And A PPO?

The difference between an HMO and a PPO is in their costs and health care options.

03/06/2014

Can My Health Insurance Cover My Unmarried Partner?

Some insurance companies allow policies to be extended to unmarried partners.

02/27/2014

How Do I Choose A Doctor?

Finding a new primary care physician takes time, patience and research. Start by considering your personal needs.

02/26/2014

How Do I Use My Health Insurance?

A main goal of Obamacare is to switch the nation’s healthcare system from one that focuses on treating illness to one that works to prevent illness and promote health and longevity.

02/26/2014

What Is An Insurance Card?

Different insurance companies have different formats for their insurance cards, but all cards contain the same basic information.

02/25/2014

Where Can I Get Care?

Your insurance company and state government maintain directories of doctors. These can be great starting places for learning where to get care.

02/23/2014