CHICAGO (CBS/AP) — Summer road trips will be more expensive than they have been since 2014, according to market analysts.

With crude oil prices already at their highest levels in more than three years, and expected to keep going up, gasoline prices will be going up as well.

The pain at the pump could be especially difficult in Chicago. As of Monday morning, gas prices in Chicago were at an average of $3.20 per gallon, up from $2.57 a year ago, according to the AAA.

Nationally, the average for regular gasoline is now $2.81 per gallon, up from $2.39 per gallon a year ago, according to the AAA. Approximately 13 percent of all U.S. gas stations are charging $3 per gallon or more.

“This will be the most expensive driving season since 2014,” said Tom Kloza, global head of energy analysis for Oil Price Information Service.

The price of U.S. crude oil has been on a mostly steady incline since last June and last week hit $68.64, the highest since December 2014. Benchmark U.S. crude closed Friday at $68.10. Oil prices near $70 shouldn’t put the brakes on economic growth, however. While they’re boosting costs for some sectors of the economy, the energy sector and related industries have more money to spend on equipment and workers.

But higher oil prices are certainly an inconvenience for drivers, especially those with lower incomes.

“The good news is, both at the global level and the U.S. level, this is occurring at a time when growth is fairly robust,” said Nariman Behravesh, chief economist at IHS Markit. “But consumers as whole will be hurt, mostly because gasoline prices are going up.”

Kevin Lanke, a motion picture lighting technician in Redondo Beach, California, says he’s now paying about $3.39 per gallon to fill up the 25-gallon tank in his 2000 Land Cruiser SUV. That’s about 20 cents more per gallon than a couple of months ago.

“I would fill up my car and it would be $52 or $53,” said Lanke, 51. “Now it’s in the mid $60s for the same amount of gas.”

Lanke keeps the recent increase in perspective, noting that three years ago he and his fellow Californians were paying over $4 per gallon. But he’s already weighing his options, saying if gas goes to $4 a gallon he’ll buy a more fuel-efficient car to use as his main ride and drive the Land Cruiser only when he needs it.

Several factors have helped drive oil prices higher. A wave of global economic growth has driven up demand for oil. At the same time, production cutbacks initiated by OPEC last year have helped whittle down oil supplies.

In the U.S., oil supplies were running 1.1 million barrels lower at the start of this summer’s driving season, which runs from April through September, than a year ago, according to the U.S. Energy Information Administration.

That has amplified the typical increase in gas prices seen this time of year. Pump prices normally rise as demand increases from families going on vacation and taking to the highways on road trips. Already, U.S. consumer demand for gasoline hit a record high for the month of April, according to the EIA.

Drivers in Western states such as California, Oregon, Washington, as well as Alaska, Hawaii, Connecticut and Pennsylvania, are paying the most at the pump. The average retail price in those states is running from $2.95 to $3.61 per gallon.

Average retail gasoline prices are lowest in a swath of mostly East Coast states, including Florida, New Hampshire, Delaware and Georgia. They’re ranging from $2.68 to $2.80 per gallon.

Still, prices remain well off from 2008, when crude oil prices jumped above $130 per barrel and average retail gas prices surged to an all-time high of $4.11 per gallon.

“People forget very, very quickly,” Kloza said, noting that the average U.S. gasoline price remains well below where they stood five years ago at $3.60 per gallon.

“We’re seeing a higher price environment… but I don’t think we’re goig to look at really apocalyptic numbers,” he said.

The EIA projects that the U.S. retail price for regular gasoline will average $2.74 per gallon this summer, up from an average of $2.41 per gallon a year earlier. Gas prices to rise each spring through Memorial Day and slowly decline as the summer goes along.

For all of 2018, the agency expects that the national retail price for all grades of gasoline will average $2.76 a gallon. That would translate into an additional $190 spent on fuel by the average U.S. household this year compared to last, the agency said.

“At the higher income levels, this won’t really have much of an effect,” said Behravesh. “But it’s a bigger deal for lower-income families, because a bigger share of their budgets goes to things like gasoline.”

In broader economic terms, the rise in oil and gasoline prices will help crude producers in states like Texas and North Dakota and will likely boost capital spending industrywide. Spending by oil companies fell sharply as oil plunged below $30 a barrel in 2016, dragging on U.S. economic growth.

Industries that rely heavily on fuel, such as shipping companies, airlines, vehicle fleet operators and other transportation companies, are seeing rising costs, which eventually will be passed on to consumers. Diesel fuel hit its highest national average price in more than three years over the weekend at about $3.06 per gallon. American Airlines said it spent $412 million more on fuel in the recent first quarter than in the year-ago period.

At current levels, U.S. crude oil prices won’t noticeably hamper the economy, said Behravesh.

“You would have to get up into the $90-$100 range for it to really have a big impact on growth,” he said. “At these levels, it may shave off a tenth of a percentage point off global growth.”

One reason oil likely won’t get to that level is the emergence of the U.S. as a major global oil producer. Higher prices encourage U.S. oil companies to crank up output.

“That rise in U.S. production and further rises in U.S. production will put a cap or a damper eventually on higher oil prices,” Behravesh said.

(© Copyright 2018 CBS Broadcasting Inc. All Rights Reserved. The Associated Press contributed to this report.)